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Disability-Based Benefits and Reporting Earnings to Social Security

There are two different disability benefit programs at Social Security, and understanding the difference is the goal for the agency this month. 


You must recognize which benefits you receive to fully understand your reporting responsibilities. Jack Myers with Social Security explains that Social Security Disability - or SSDI - is payable to adults who are younger than full retirement age. But you must have a history of working and paying into Social Security or be eligible on the record of someone who does.

 

The benefit amount is going to be based on earnings history. Myers indicates that unearned income and resources are not relevant. Earned income must be reported. 

 

According to Myers, if you are receiving SSDI or SSI benefits, you must contact Social Security when you start a job. If you receive SSI and live with your spouse, you must report their changes, and parental changes must be reported when minor children receive SSI. 

 

Visit www.ssa.gov/myaccount. You’ll simply log into your account and be able to report wages for yourself, and if applicable, your spouse
 

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